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Asphalt shingles or metal roofing: which is better for a Minnesota home?

Answer-first guideUpdated October 25, 2026General information for Southeast Minnesota homes
Illustrative image of a roofing crew in harnesses and hard hats installing charcoal shingles on a two-story home under a clear sky.

The short answer

It depends on your budget, how long you plan to stay, how much snow and hail your roof sees, and the look you want. Asphalt shingles generally cost less upfront and are easy to repair. Metal generally costs more upfront but typically lasts longer and sheds snow well. A local roofing pro can compare both for your home.

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On this page
  1. The case for asphalt shingles
  2. The case for metal roofing
  3. What matters for either material
  4. Questions to ask a roofing pro
  5. Frequently asked questions

The case for asphalt shingles

Asphalt shingles are the most common roof covering on homes in this part of the country, and for good reasons. They generally cost less upfront than metal, so they suit homeowners watching the budget or planning to sell in the near term.

They are also widely available. Nearly every roofing pro knows how to install them, and the materials are easy to find in many styles and colors.

Repairs are usually straightforward. If wind lifts a few shingles or a branch damages a small area, a roofer can often swap out the affected pieces without touching the rest of the roof.

Hail is the usual worry in Minnesota. Standard shingles can bruise or lose granules in a hailstorm, but impact-resistant shingles are made to hold up better. If hail is a regular concern where you live, ask about those options.

Illustrative image of wet rooftops in a residential neighborhood shining after a summer storm under clearing clouds.
Illustrative image: wet rooftops in a residential neighborhood shining after a summer storm under clearing clouds.

The case for metal roofing

Metal roofing generally costs more upfront. In return, it typically lasts longer than asphalt, which can matter if you plan to stay in the house for a long time and want to avoid another replacement.

Metal sheds snow well. The smooth surface lets snow slide off instead of piling up. That same sliding snow is a drawback to plan for. A load of snow and ice can drop suddenly onto walkways, steps, driveways and anything below. Snow guards or careful panel layout can help, so ask about them if the roof sits above an entry.

Metal can dent in hail. Some panels and finishes resist dents better than others, and a dent may be only cosmetic, but it can still change how the roof looks. If hail is your main concern, ask how the specific product handles it.

Looks matter too. Metal gives a clean, modern or traditional standing-seam look, while shingles give a softer, textured one.

What matters for either material

The roof covering is only part of the system. A great material installed poorly will still leak.

Underlayment is the layer under the shingles or panels. It adds a second line of defense against wind-driven rain and meltwater. In cold climates, ask about an ice and water layer along the eaves and in valleys.

Ventilation keeps the attic close to the outdoor temperature. That helps limit ice dams in winter and heat buildup in summer, and it protects the roof deck from moisture. Intake at the eaves and exhaust near the ridge should work together.

Installation quality may matter most of all. Flashing around chimneys, vents and walls, correct fastening and clean detail work are what keep water out. Metal in particular calls for crews who have installed it before, since the techniques differ from shingles.

Questions to ask a roofing pro

Whichever way you lean, get the facts for your own roof. Ask whether the structure and deck are in good shape for each material, and what the roofer has installed most often.

Ask how the job handles underlayment, flashing and ventilation, and what happens if rotted decking turns up once the old roof comes off. Ask how snow sliding off a metal roof would be managed near doors and walkways.

Finally, ask for each option in writing, itemized the same way, so you can compare like with like. Check with your insurance company too, since some policies treat roof materials differently.

Want a local pro to take a look? Request a quote and add a photo. Quotes provided by our network of licensed, insured local contractors to get you top quality at a fair price.

Related service: Roof replacement in Rochester, MN. Browse the towns we cover or all roofing guides.

Frequently asked questions

Is metal roofing louder in the rain or hail?
It can be, depending on what sits under the metal. A solid roof deck and good underlayment cut the noise, and attic insulation helps too. Ask a roofing pro how the system you are considering is built.
Can metal roofing be installed over old shingles?
Sometimes, but it depends on the product, local building rules and the condition of the roof underneath. Many pros prefer to remove the old layer so they can inspect the deck. Ask what they recommend and why.
Are impact-resistant asphalt shingles worth considering?
They are worth a look if hail is a concern. They are built to hold up to hail better than standard shingles. Some insurers treat them differently, so check with your insurance company before you decide.
Does a metal roof make a home colder or hotter?
The roof covering alone does not change how warm the house feels in winter. Insulation, air sealing and ventilation in the attic matter far more, whatever material is on top.
Which is easier to repair, shingles or metal?
Asphalt shingles are generally easier to repair because individual pieces can be replaced and materials are widely stocked. Metal repairs can need matching panels or special fasteners, so they can take more planning.

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Ready for a straight answer about your roof?

Tell us what is going on and add a few photos. A local partner roofer prepares a written quote for your home.

Quotes provided by our network of licensed, insured local contractors to get you top quality at a fair price.