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Storm and hail damage

Storm and hail damage in Rochester, MN

Service guideUpdated October 25, 2026Quotes from independent local partner roofers
Illustrative close-up of a gloved finger pointing at hail-bruised asphalt shingles circled in white chalk.

The short answer

Hail and high winds can bruise shingles, knock off granules and lift edges, and the damage is not always visible from the ground. After a storm moves through Rochester or Southeast Minnesota, stay off the roof, photograph what you can see from the ground, and ask a local partner roofer to check and document it.

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On this page
  1. What does storm damage look like?
  2. What should you do right after a storm?
  3. How can a partner roofer help?
  4. What about door-to-door storm chasers?
  5. Frequently asked questions

What does storm damage look like?

From the ground, look for dented gutters, downspouts, vents and window wraps, shingles that are missing or lifted, and granules collecting at the bottom of downspouts. Inside, check ceilings and the attic for new stains or drips.

Hail damage on shingles can show up as dark, bruised spots or small cracks. Wind damage often shows as creased, lifted or missing shingles along edges and ridges.

Illustrative image of wet rooftops in a residential neighborhood shining after a summer storm under clearing clouds.
Illustrative image: wet rooftops in a residential neighborhood shining after a summer storm under clearing clouds.

What should you do right after a storm?

  1. Stay off the roof. Wet and damaged shingles are slippery.
  2. Take dated photos of everything you can see from the ground.
  3. If water is coming in, move belongings and ask a partner roofer about a temporary cover.
  4. Request an inspection before any permanent repair.
  5. Contact your insurance company if the damage looks real, and ask what they need.

How can a partner roofer help?

A partner roofer can inspect the roof, chalk and photograph damage, and explain what repair or replacement would involve. Those notes can help when you speak with your insurance company, which makes its own decision about coverage.

What about door-to-door storm chasers?

After big storms, out-of-area crews sometimes go door to door. Take your time, ask for a Minnesota license number and look it up, get a written quote, and avoid paying up front or signing anything under pressure.

Want a local pro to take a look? Request a quote and add a photo. Quotes provided by our network of licensed, insured local contractors to get you top quality at a fair price.

We serve Rochester · Byron · Kasson · Stewartville · Pine Island, and the surrounding Southeast Minnesota area.

Frequently asked questions

How soon after a storm should I get a roof checked?
As soon as it is practical. Fresh photos and notes are easier to connect with a specific storm, and a small problem is easier to fix before the next rain or snow.
Can hail damage a roof without leaks?
Yes. Bruised shingles and lost granules may not leak right away but can wear faster. An inspection can tell you whether there is damage worth acting on.
Does insurance cover hail damage?
Often it can for sudden damage, but it depends on your policy and your insurance company decides. See our insurance guide for the general picture.
What if I am not sure the damage is from the storm?
Describe what you see and add photos. A partner roofer can say what the pattern suggests, and your insurer makes the final call on a claim.

Request a quote

Ready for a straight answer about your roof?

Tell us what is going on and add a few photos. A local partner roofer prepares a written quote for your home.

Quotes provided by our network of licensed, insured local contractors to get you top quality at a fair price.